Payment platforms — approved first time
Guided onboarding for Payoneer, Wise, Airwallex, Sunrate, Ping Pong, Slash, Stripe and PayPal, with documentation prepared so the application clears KYB review instead of stalling in it.
How we work
- Fixed fee — Our price is published. State fees passed through at cost.
- No false promises — We never guarantee approvals that belong to a third party.
- One manager — A named person who knows your file, not a ticket queue.
- KYC before filing — Verification up front is why our applications get taken seriously.
Why gateway applications stall
A U.S. entity and an EIN are what make Stripe and PayPal available to founders who could not access them locally. But having the entity is not the same as passing underwriting.
Applications get held for predictable reasons: the business description does not match the website, the entity details do not match the state filing, the address is inconsistent across documents, or the category needs disclosure that was not given.
We prepare the file so the reviewer has everything on the first pass, and tell you in advance if your model is one the major processors will not accept.
What we prepare
The three gateways we cover
Stripe
The default for SaaS and e-commerce. Underwriting is strict on business description, refund policy and whether the live site matches what was declared.
PayPal
Broad customer trust and useful for marketplaces. Expect a holding period on early balances — that is normal, not a problem with your account.
Wise Business
Multi-currency accounts and genuinely good FX rates. Strong for invoicing international clients and moving money back home.
How this one runs
Eligibility review
We look at your business model and tell you honestly which gateways will accept it.
Before you payWebsite & policy check
Terms, refund policy, contact page and product descriptions reviewed against processor requirements.
1–2 daysApplication prepared
Entity documents, EIN letter and business description assembled to match your filings exactly.
1–2 daysSubmission & follow-up
Submitted with you, and we help answer any review questions that come back.
Processor timelineWhat clients ask about this
Will my account definitely be approved?
No provider can promise that — approval is the processor’s decision. What we can do is remove the avoidable reasons for rejection, which is most of them.
Can I use a gateway without a U.S. bank account?
Stripe requires a U.S. bank account for payouts. Wise Business can sometimes serve as the payout destination — we will tell you what works for your setup.
My business is high-risk. Can you help?
Sometimes. Certain categories are declined by all major processors regardless of documentation. We tell you at the eligibility stage rather than taking payment and hoping.
My account was already frozen. Can you fix it?
We can help you prepare a response, but reinstatement is entirely the processor’s decision and we will not pretend to have influence over it.
Ready to get started?
Tell us what you're building. You'll get an honest recommendation and a written quote before any commitment.